We are exclusively a commercial collections agency, we do not do personal collections

When to Hire a Debt Collector

When to Hire a Debt Collector?The initial collection efforts should always be made by the Creditor Company. If after three months from the due date your efforts do not prove successful, it is critical that you turn that claim over to a commercial collection agency to maximize full recovery potential.


After only 3 months of being past due, almost 28% of delinquent accounts will never be collected.

At just 6 months past due, over 43% of delinquent accounts will go uncollected.

That means enlisting the support of a professional, bonded collection agency, such as COLLECTIVITY. The most advantageous time to enlist these services is within 60-90 days of when an account is past due. Incorporating this strategy will help ensure maximum dollar recovery at the least cost to your organization. The conclusion is clear past due receivables demand immediate and effective action. The more that your collections agency is integrated into your receivables process, the more it will appear a process of due course to your debtor. ?We always recognize that the debtor is a client and a customer first, and that at this time, they owe you past due money.

If your collection agency is fully integrated into your collections process and is a relatively quick, and uneventful handoff, it will appear structured and businesslike, as opposed to punitive action for being delinquent. This seamless flow from the creditor (you) to a debt collection agency, will increase the probability not only of recovering your debt, but of keeping the customer/client and creating a more responsible client/customer in the future.


Close Popup

We use cookies to give you the best online experience. By agreeing you accept the use of cookies in accordance with our cookie policy.

Close Popup
Privacy Settings saved!
Privacy Settings

When you visit any web site, it may store or retrieve information on your browser, mostly in the form of cookies. Control your personal Cookie Services here.

These cookies are necessary for the website to function and cannot be switched off in our systems.

Technical Cookies
In order to use this website we use the following technically required cookies
  • wordpress_test_cookie
  • wordpress_logged_in_
  • wordpress_sec

Decline all Services
Accept all Services