For just a moment though, lets think about this differently. Imagine.. a life where you did not worry about debt collection agencies. Imagine a life where your income went to investment and lifestyle, not the black hole of interest rates and penalties.
Dealing with us, and getting that debt knocked down, can be the first step towards a fantastic life.
Here’s what is means to you.
Debt Keeps you from your dreams.
The best jobs, pull your credit report in the hiring process, do you think the best jobs go to the debt laden, or those that have a track record of success? Is your debt burden making it too scary to jump ship where you are to venture onto your own, or into a better job? Looking at that monthly debt bill can leave you in shackles to your current employment situation.
Debt Stresses You Out.
Seriously, do you like checking caller ID, and worrying about what your kids think when you don’t answer the phone for fear that it is a debt collection agency? Imagine, no credit card bills, what would that freedom look like. Imagine, your mortgage current, imagine, not worrying about a tow truck in the middle of the night and losing your car to the repo man. Debt worries are probably one of the largest sources of stress outside of health in today’s lifestyle.
Debt Kills Choice
Imagine, every penny you earn, is yours. When you are upside down in debt, you can’t choose to go to a fancy restaurant every once in a while. You can’t chose the leather interior upgrade. You can’t choose to venture into your own business. Every dollar you earn is spoken for, and no longer yours. Deal with debt, and quickly, you will find that you start having choices.
Debt Wastes Time
How much time goes into juggling which card gets paid? How much of your second job goes towards paying debt? Little things, you can only afford $10 in gas, so how many times do you stop to pump gas. Your debt compromises your grocery shopping bill, so you shop smaller but more often. There are thousands of tiny “time leaks” that managing too much debt consumes out of your life. Make the hard decisions to deal with debt once and for all, and experience the freedom of time.
Debt Can Wreck Your Credit.
Credit scores like to see that you can manage your debt, but debt gets you in trouble.. you just can’t win for loosing sometimes! Paying down debt so that you have only used 30% or less of your available credit will show that you are responsible in using debt. Your interest rates on new debt may go down, maybe you could own a better house, with a more favorable money.. perhaps even for less than you throw away now on renting. Managing your debt aggressively tends to impact your credit score, with tends to impact what you pay for debt, which tends to limit your choices.
Commit to a better life. When the call comes, and the caller ID says Collectivity, and you know it’s a debt collector, make a stand. Answer the call. Begin now rebuilding and regaining control of your financial destiny by taking care of debt. Let us help work with you to resolve your debt issues. We can’t help, if you hide, and you don’t help yourself unless you act.
Till Next Time.
7842 Land O Lakes Blvd., #320, Land O Lakes, Florida, 34638 Telephone:813.792.8030 Fax: 813.792.8609 E-mail: firstname.lastname@example.org