We are exclusively a commercial collections agency, we do not do personal collections

Debt Collection Industry Articles

Over the years, our founder, Mark Levinson, has written several articles relevant to the debt collection industry. ?We present below a sampling of the knowledge base that Collectivity, LLC brings to the table in resolving your debt collection issues.Collectivity, LLC, a different kind of debt collection agency. ?Call today to discuss our handling of your collection issues.

Florida Debt Collection Agency

Mark Levinson, President & Founder Collectivity, LLC


The Attorney Agency Relationship

Understanding the Attorney Agency Relationship Assessing the Attorney Agency relationship is a very important aspect to the collection process. Is the attorney there to “pick up the pieces” when the agency fails in their attempts? Are they a necessary and costly evil?...

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Psychology and Debt Collection

The Role of Psychology in the Debt Collection Process The art to completing a successful debt collection past due involves the use of psychological principals. The most effective approach is to influence human behavior…to plant in the debtor’s mind a flow of thought...

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18 Ways to Keep and Lose a Customer

18 Ways to Keep A Customer Only promise what you can actually do! Communicate cooperation Stay calm and focused even if your customer gets upset Never openly tell a customer they are wrong…inform them and educate them. Convey your enthusiasm so that they notice...

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Collection Agencies and What They Do

Collection Agencies deal primarily with the collection of claims asserted by an individual or business entity against another. There are two types of claims: Commercial Claims – consist of an obligation incurred during the course of conducting a business which arises...

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Court Costs and Suit Fees, Oh My!

COURT COSTS  While costs and procedures differ materially from state to state, attorneys will usually request sufficient sums to cover expenses for the filing fee, service of the summons and complaint, costs for the entry of judgment, writ of execution, abstract of...

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What Happens with Attorney Claims?

You placed your claim with Collectivity and we have used every conceivable non-legal and psychological approach available to assist you in the recovery of your money. The debtor will not pay…and we’ve determined after thorough review and investigation, which it would...

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Debtors Who Just Won’t Pay

What can be more frustrating than dealing with debtors who just refuse to pay? Well, let us begin by asking a few questions. 1               Does the company have the ability to pay? If it doesn’t…well you’re just wasting your time. Threaten to withhold shipments,...

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How to Improve Collection Procedures

HOW TO IMPROVE YOUR  FLORIDA DEBT COLLECTION PROCEDURES 1-    Never assume that your client’s know or understand your credit policy. This is the first and foremost aspect to facilitate timely payment 2-    Credit Files – know who your customer is. Credit should never...

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What Comes After Florida Judgement?

Not many people know what to do after they've attained their Florida Judgement. So, what comes next? EXECUTION If the judgment is not subsequently paid by the losing party, an execution is then ordered by the court directing the sheriff or another court officer (such...

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Improving Your Credit with Teamwork

Credit executives work hard at what they do…extend credit to their “credit worthy” clients. Nevertheless, even with the best credit policy in place, there are always accounts that will eventually need to be turned over to a professional collection agency. As a credit...

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Limitations for Civil Actions in Collections

Following legal standards, there are limitations for civil actions in collections. These limitations are called the Statutes of Limitations and are concerned with the period of time within which an action may be brought to enforce a legal right. Their purpose is to...

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Debt Litigation in a Nutshell

Debt Litigation in a Nutshell Your collection professional has exhausted all amicable means of collection and now has recommended that your claim be forwarded to one of their bonded creditor’s rights attorneys for further follow up. The attorney handling the claim on...

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Notice of Bankruptcy… Oh My!

The dreaded bankruptcy notice! What does one need to know when you receive such a notice? Who is the debtor? Who is their attorney of record? Is there an attorney of record or did they file on their own? Usually indicated as “In re:” for the debtor. Which Chapter? 7,...

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Why is a witness necessary in a contested commercial claim?

You have been advised by your collection agency to allow them to forward you claim to an attorney for litigation. You have also authorized the attorney to do so on your behalf. By now you have analyzed the costs and time involved in proving up your case. 99% of the...

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Client Satisfaction

Many times by the time a claim is placed with a collection agency many things have already gone wrong from the client’s perspective. Additional costs, delays, litigation pitfalls and complexity…the last thing a client wants or needs is more confusion, delay, expense...

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Deaf Debt Collectors

How many times have you said to your spouse “are you listening…did you hear me…did you hear what I said?” Or to your children “did you hear me…did you hear what your father said?” Too often we are so worried about getting our turn to speak or are formulating our...

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When Should Reclamation Become an Option?

You have just shipped an order on credit to your customer and all of a sudden you discover he is insolvent (without funds to pay for your order). He may have even filed bankruptcy. Now what? 1-If the goods haven’t been delivered, you can stop delivery; however, proper...

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